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Secret Credit Hack for Your Kids: Build Their Credit Early | TikTok
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#481
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daniel
Original Transcript
Hey, I just turned 18 and I'm ready to buy my first car. 18, I don't think you're old enough to even qualify for a car loan. You probably have zero credit. You want to know my credit score? Here, check it out. Wow, an 820 credit score? That's nearly a perfect score. How did you get that? It takes years to build a credit like that. This is not your dad's credit score, right? No, that's my credit score. But my dad did help me. How did your dad help you? Five years ago, when I turned 13, I had my dad call all his credit card companies to add me as an authorized user on all his credit cards. That's so smart. So for the last five years, you've basically been building your credit through your dad without having your own credit card. How did you know this credit hack? I learned all my money hacks from Josh. That's why I follow him. You should too.