Script Pipeline

If you are looking to invest $1,000 in the stock market, but you're terrified of making a boneheaded move and losing all your money, here are the three most straightforward approaches I would consider as a former portfolio manager. I'm Tyler, I'm a former financial advisor and portfolio manager, and now I make financial content for free so that you don't have to pay for it. Number one, the beginner portfolio, aka what 99% of us should be doing. Invest 100% of your assets in a fund that tracks the S&P 500. Like Vanguard's VO, Schwab's SWPPX, or Fidelity's FX AIX. Number two, the intermediate portfolio. Invest 70% of your assets in one of the S&P 500 funds from number one. 15% of your assets in a bond fund like Fidelity's FBND or Vanguard's BND. And 15% of your assets in an international stock fund like Fidelity's FTIHX or Schwab's SWISBX. And number three, the advanced portfolio. 70% in the S&P 500 fund, 10% to a bond fund, 10% to an international fund, 5% to a small cap stock fund like Vanguard's VSIax, and 5% to a rate like Vanguard's VNQ to get yourself some real estate exposure. And if any of this helpful, I can follow and I'll keep trying to get you one step closer to where you need to be.