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You'll never get rich in your 20s unless you do these five things as soon as you turn 18. Firstly, create a budget you can stick to by separating your wants from your needs. Secondly, save three to six months of living expenses in a high yield savings account. Third, get a credit card and use it for your daily spending to boost your credit score. Fourth, open a tax-abounded account and invest $150 per month into the S&P 500. Fifth, invest in yourself by lonely skills. Whoa, they're in high demand.