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Here's some money advice I give my little sister, so she doesn't have to cry about it later. If it's not your car, then your name doesn't go on the paper. If your boyfriend can't buy it alone because his credit score is not good enough, then he can't afford that car. Do not depend on the friendship to be good enough to figure out charitable bills, always have things in writing. At some point in your life, you will meet a man who either gambles, they trades, or is a DJ. Do yourself a favor. Walk away. Walk away. Don't treat money as if it's only for buying things. It actually does a lot more. It buys you time. It buys you freedom. And most importantly, as a woman, it buys you choices. Think about that next time you're in Aurezia. I know you want to major in some fun stuff, but if you come from an immigrant household or a place where you can have to be paying for your own degree, study something that has a lot of prospects, and will help you make money in the future. Every dollar you borrow is your future being rented out. Just try to remember that the next time you take out a loan. Friendships are going to build a lot of memories, but they can also build a lot of resentment. So make sure you figure out the finances before you guys go together. My biggest advice to you is this. Learn about money now, and teach your friends and talk about it often.