Script #249

Budgeting Tips for Financial Success | TikTok

Original Script

We're one week into March and it's time to sit down and update our expenses checkers ready and make sure we're on budget so far. Although for the first week of month it's usually pretty easy to be on budget. I think I'm going to have you sit here and let's update all of our expenses. Starting in the bill's category, we've paid our mortgage because that goes out on the first of the month and we've also paid our electric bill but not our water bill yet. Our phone bill comes out halfway through the month and for subscriptions the only thing that's come through is the universal yums box that we use to try different snacks from around the world. The boys have had two weeks of allowance but really nothing else has come through in the bill's category yet. For spending we're about halfway through our grocery budget which is a little higher than normal but we did just restock a lot of our household non-food products and that impacts it. It's a good thing we upped our restaurant budget because we've already spent $220 and our typical budget is $250 to $300. Household shopping is at $170. Pets is over budget because of the emergency vet visit and kids is a little over budget but we'll pull from our sinking funds because we bought a new wardrobe for my oldest who was feeling outgrown in his clothes. Now birthdays are also going to come out of the sinking funds so even though that looks over budget that will be fully covered by our sinking funds and the only other thing over budget is my budget because it's my birthday month so I will debate some of my purchases and decide if they should go out of our birthday budget or my actual mom budget. But this month I did get my nails done, I bought some new clothes, I bought some new hobby items, I'm definitely doing a little treat myself month. Now that the expenses are up to date we have spent $1,225 on bills out of a plan $2,741. We have spent $2,276 out of a plan $3,360 but I just realized I still need to add the $718 expense for our cats. So now we've spent $2,276 out of a plan $4,778. I just moved that pet emergency into the actual budget. For savings we don't save anything until the end of the month and for debt we haven't made any car payments.

Provocative Version Ready

**STOP SCROLLING** - I'm about to expose the budget "advice" that's keeping you broke...

Everyone tells you to "track your expenses" but they're lying to you. Here's what they don't want you to know about REAL budgeting...

*dramatic pause*

We're one week into March and I just did something most "financial experts" say is pointless. I updated my budget mid-month. And what I found will SHOCK you.

Here's the tea nobody talks about...

Our mortgage hit on day one - $2,741 planned, boom. Electric bill? Done. But here's where it gets MESSY...

We're already halfway through our grocery budget and it's only week ONE. Why? Because we restocked household essentials. The stuff they don't tell you about in those perfect Instagram budgets.

But wait - it gets worse...

Restaurant budget? We've blown through $220 of our $250-300 limit. IN ONE WEEK.

Pet emergency vet bill just destroyed our pet category. Kids' budget? Over because my son outgrew everything overnight.

And here's the part that'll make you question everything...

I'm treating myself this month - nails, clothes, hobbies. Because it's my birthday and I'm DONE with the restriction mindset that keeps women small.

The real numbers? We've spent $2,276 out of $4,778 planned. But here's the plot twist...

*leans in*

We're not behind. We're not failing. This is what REAL budgeting looks like when you're not performing for social media.

Comment "REAL" if you want to see what happens when I update this budget at month-end. Because what I discover might change how you think about money forever...

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Video Info

Title:

Budgeting Tips for Financial Success | TikTok

URL: https://www.tiktok.com/@budgetbylauren/video/7615323610076433677

Search query:

budget tips that actually work

Category: Finance

Score: 0.70

Script Info

Status Modified

Original length 2219 chars

Created Mar 14, 05:11