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Here's why $3,227,500 is the perfect number to retire early on, especially for couples. So not many people know this, but as a couple, you can withdraw $98,900 per year from your investments and pay 0% capital gains taxes on it. Now, these investments must be held for more than one year. These are long-term capital gains. But wait, it gets even better. Stay with me. So a couple can also get a standard deduction of $32,200 and pay 0% taxes on it. So when you're at 98,9 plus 32, you get $131,100 that you can withdraw from your portfolio every single year and pay 0% taxes on it. So then we take this number account for the 4% rule. 131,1 divided by 4%, you get $3,227,500. So why is this the perfect retirement number? Well, once you hit this magical number, you can withdraw $131,100 per year, pay 0% taxes and you'll never run out of money. Imagine just chilling living off of $11,000 per month and not having to pay any capital gains taxes on it. That's crazy. And that is why $3,227,500 is the perfect retirement number. If you like this stuff, I'm building a school community all about how to retire early. All you have to do is comment the word school and you can join the waitlist.